Privacy Policy

Last updated: May 6, 2026

APX Advisors LLC ("APX," "we," "us," or "our") is committed to protecting the privacy of our clients, prospective clients, and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit apxsystem.io or apx-advisors.com, or engage with our bookkeeping, tax, and advisory services, including through third-party integrations such as Xero. Please read this policy carefully. If you disagree with its terms, please discontinue use of our sites and services.

1. Information We Collect

We collect information you provide directly to us and information collected automatically through your use of our website.

Information You Provide Directly

When you complete our contact form, request a consultation, or sign an engagement agreement, we may collect the following categories of personal information:

CategoryExamplesPurpose
IdentifiersFirst name, last namePersonalize communications
Contact InformationEmail address, phone numberRespond to inquiries, schedule consultations, send SMS notifications
Business InformationBusiness name, industry, annual revenue rangeAssess advisory fit and service level
Communication PreferencesPreferred language (English/Spanish)Deliver communications in your preferred language
Message ContentDescription of financial challengesUnderstand your needs before the first call

Information Collected Automatically

When you visit our website, certain information is collected automatically through standard web technologies, including your IP address, browser type and version, operating system, referring URLs, pages viewed, and the date and time of your visit. This information is used solely for website analytics, security monitoring, and improving user experience. We do not use this data to identify individual visitors.

2. SMS and Text Message Communications

APX Advisors LLC may send SMS (text message) communications to clients who have provided express written consent to receive such messages. This section describes how we collect consent, what types of messages we send, and how you can opt out.

Consent and Opt-In

We only send SMS messages to clients who have explicitly opted in. Consent is obtained through one or more of the following methods:

  • Signing an engagement agreement that includes a written SMS consent checkbox and disclosure statement.
  • Verbally confirming consent during an onboarding call, which is documented in the client file.
  • Submitting a contact form that includes an SMS opt-in checkbox.

Consent to receive SMS messages is not a condition of purchasing any service from APX Advisors LLC.

Types of Messages

SMS messages sent by APX Advisors LLC may include:

  • Bookkeeping report completion notifications
  • Tax filing appointment reminders
  • Document requests (e.g., bank statements, receipts)
  • Invoice and payment reminders
  • Account status updates
  • Responses to client inquiries submitted via text

We do not send marketing or promotional SMS messages. All messages are transactional and service-related, sent only to existing clients with active engagements.

Message Frequency

Message frequency varies by client and service activity. Most clients receive no more than 4–8 messages per month. Message and data rates may apply depending on your mobile carrier plan.

How to Opt Out

You may opt out of receiving SMS messages from APX Advisors LLC at any time by replying STOP to any message we send. After opting out, you will receive a single confirmation message and no further SMS communications. To re-subscribe, reply START at any time.

You may also opt out by contacting us directly at [email protected] or calling (310) 404-5300.

Help

For help with SMS communications, reply HELP to any message or contact us at [email protected].

SMS Data Privacy

We do not share, sell, or disclose your mobile phone number or SMS message content to any third party for marketing purposes. Your phone number is used solely to deliver the service-related messages described above. SMS message data is retained for no longer than 24 months and may be deleted upon request.

3. How We Use Your Information

We use the information we collect for the following business purposes:

  • To respond to your inquiry. When you submit a contact form, we use your name, email, and phone number to contact you within one business day to schedule your free consultation.
  • To assess service fit. Your industry, annual revenue range, and message content help us determine which of our service tiers best fits your business needs.
  • To deliver SMS notifications. With your consent, we use your phone number to send transactional service-related text messages as described in Section 2.
  • To communicate in your preferred language. If you indicate a preference for Spanish, all follow-up communications will be conducted in Spanish.
  • To improve our website. Automatically collected data is used in aggregate to understand how visitors use our site and to improve its content and functionality.
  • To comply with legal obligations. We may use or disclose your information as required by applicable law, regulation, legal process, or governmental request.

4. Information Collected Through Third-Party Integrations (Xero)

In the course of providing fractional CFO and financial advisory services, APX uses Xero — a cloud-based accounting platform — to access, process, and manage financial data on behalf of our clients. When a client authorizes APX to connect to their Xero organization, we may access financial records including but not limited to: profit and loss statements, balance sheets, cash flow summaries, payroll records, invoices, bills, bank transaction data, and chart of accounts. This access is granted solely by the client through Xero's OAuth 2.0 authorization flow and is used exclusively to deliver the services described in the client's service agreement with APX.

APX acts as a data processor with respect to any financial data accessed through Xero. We do not use Xero-sourced data for any purpose other than providing the services the client has engaged us to perform. We do not sell, share, or disclose Xero-sourced financial data to any third party except as required by law or as explicitly authorized by the client in writing. Clients may revoke APX's access to their Xero organization at any time through their Xero account settings.

5. How We Share Your Information

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. We may share your information only in the following limited circumstances:

  • Service Providers. We use Formspree, Inc. to process and deliver contact form submissions to our team. Formspree acts as a data processor on our behalf and is contractually prohibited from using your data for any purpose other than delivering form submissions.
  • SMS Service Provider. We use Twilio, Inc. to transmit SMS messages to clients who have opted in. Twilio acts as a data processor and is contractually prohibited from using your phone number or message content for any purpose other than message delivery. Twilio's privacy policy is available at twilio.com/legal/privacy.
  • Xero Limited. APX integrates with Xero, a cloud accounting platform. When a client authorizes this connection, data flows between APX's internal systems and Xero's platform in accordance with Xero's Developer Platform Terms and Xero's own Privacy Notice.
  • Professional Advisors. We may share information with attorneys, accountants, or other professional advisors who are bound by duties of confidentiality, where necessary to operate our business.
  • Legal Requirements. We may disclose your information if required to do so by law or in response to valid requests by public authorities.

6. California Privacy Rights (CCPA / CPRA)

If you are a California resident, the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), grants you specific rights regarding your personal information.

Your RightWhat It Means
Right to KnowYou may request disclosure of the categories and specific pieces of personal information we have collected about you, the sources, the business purpose, and the third parties with whom we share it.
Right to DeleteYou may request that we delete personal information we have collected from you, subject to certain exceptions.
Right to CorrectYou may request that we correct inaccurate personal information we maintain about you.
Right to Opt-Out of SaleWe do not sell personal information. No opt-out is necessary.
Right to Non-DiscriminationWe will not discriminate against you for exercising any of your CCPA rights.

To exercise any of these rights, please contact us at [email protected] or call (310) 404-5300. We will respond to verifiable consumer requests within 45 days as required by California law.

7. Data Retention

We retain personal information for as long as necessary to fulfill the purpose for which it was collected — typically the duration of our business relationship with you plus a reasonable period thereafter for record-keeping purposes. Contact form submissions that do not result in an engagement are retained for no longer than 24 months. SMS opt-in records are retained for the duration of the client relationship and for a minimum of 4 years thereafter to demonstrate compliance with applicable regulations. You may request deletion of your information at any time as described in Section 6.

8. Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. All data transmitted through our website and internal systems is encrypted in transit via TLS/HTTPS. However, no method of transmission over the internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

9. Children's Privacy

Our website and services are directed to business owners and are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected such information, we will delete it promptly.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before providing any personal information.

11. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we make material changes, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, or to exercise your California privacy rights, please contact us:

APX Advisors LLC
1225 W 190th St, Los Angeles, CA 90248